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Buying A Home

There are many costs that home buyers incur, especially upon purchasing your first home that you should expect to pay. Some of the expenses related to buying a home are one-time costs, while others are continuing costs. Your largest cost at the beginning is your down payment. As a first time buyer, this would likely represent only 5 – 10% of the purchase price. However, you should be prepared to pay for additional costs, such as:

  • Legal Fees & Disbursements
  • GST and PST (if applicable)
  • Property or Land Transfer Tax
  • Strata or Condominium Fees
  • Estoppel certificate fee
  • Survey Fee 
  • Home Inspection Fee
  • Water quality and quantity certificate
  • Appraisal Fee
  • Mortgage broker’s fee (if applicable)
  • Mortgage Loan Insurance Premium (if less than 25% down)
  • Mortgage Loan Insurance Application Fee (if less than 25% down)
  • Moving Expenses
  • Renovations and repairs
  • Furniture, paint, carpeting, window coverings, etc.
  • Service and Utility Hook-up Fees
  • Property/Condominium Insurance
  • Mortgage Application Fee
  • Deed and/or Mortgage Registration Fee
Home For Sale
Additionally, once you have purchased your home, you will incur regular expenses on a monthly, quarterly or yearly basis. Some of these costs include:
  • Mortgage Payment Water and/or Sewer Payments Electricity and Gas Services Cable and Telephone Services Property Taxes Strata or Condo Fees Repair/maintenance Expenses
  • Homeowner’s Insurance

We can help you find your Dream Home. Please Contact Us for more information.

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RE/MAX Realty Plus
809 US 27 South
Sebring, Florida 33870
Office: 863.385.0077
Fax: 863.385.5897
Frontdesk@rrpsebring.com

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